Thesis

Low Income Housing Tax Credit a Case Study of Los Angeles and New York

Housing policy in the United States is an integral component to providing affordable housing for U.S. residents. Throughout the past 50 plus years several different housing polices have been adopted in the United States. The purpose of many of these policies have been to create more affordable housing opportunities for individuals and families in the United States. The Low-Income Housing Tax Credit (LIHTC) is currently the largest growing low-income housing program that the United States government employs to provide affordable housing. While the LIHTC is a federal program, state housing agencies and for profit and non-profit developers yield a lot of autonomy in deciding where to develop LIHTC units. This paper begins with a brief overview of United States housing policy. The paper then focuses on the LIHTC specifically and proposes to conduct a study on the effectiveness of the LIHTC with providing affordable housing for low-income residents in Los Angeles and New York city.

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