Thesis

The Impact of ACA Implementation on Insurance Coverage Among the Hispanic Population in the United States

This research paper analyzes the impacts of the Affordable Care Act (ACA) implementation on medical health insurance coverage of the Hispanic community in the U.S. Analysis of insurance coverage for Hispanics and for non-Hispanic whites have been compared in order to draw a well-rounded conclusion with regards to the percentage and extent of medical insurance coverage available for native-born and foreign-born Hispanics. Data from 2017–2018 National Health and Nutrition Examination Survey (NHANES), accumulated by the Center for Disease Control and Prevention (CDC), was subjected to logical regression analysis for each of the sub-racial groups of native-born Hispanics and foreign-born Hispanics. Results reveal that Hispanic groups have low access to insurance coverage in comparison with the non-Hispanic whites in the study. Additionally, it is seen that elderly people above 65 years of age have enhanced chances of acquiring medical insurance coverage under the public ACA insurance law in the Medicare program. Hispanics who have lived and worked for more than five consecutive years in the U.S. and have acquired citizenship can potentially enjoy insurance coverage at subsidized rates under the Medicare and Medicaid programs. Therefore, policymakers should focus on and consider the specific requirements of this group, especially the foreign-born Hispanics. These individuals should be ensured that they will have access to a favorable work environment, and that their overall well-being should be addressed.

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